Get the flexibility to pay over time!

Enjoy an easy to use, revolving line of credit and spread your purchases over time with convenient, stressfree
low APR financing offers. Know exactly how much you pay each month and in total. You'll receive monthly statements to remind you when payments are due.

There are a few ways to pay over time for which you may be approved:

  • Planned Payments: 6 to 36 month payment terms available at a reduced promo APR rate.
  • Flexible Month to Month: No fixed term commitment. You can pay your balance in full or make the minimum monthly payment (interest charges may apply) it's your choice.

How paying over time works:

  1. Add what you like to your cart.
  2. Choose Klarna at checkout to apply.
  3. Enter top of mind information and you will know instantly if you are approved.
  4. Complete your purchase.

After your purchase:
The merchant will ship your order. You will receive a confirmation email from Klarna. Klarna will stay in touch and remind you of upcoming payments. Payments are managed at

Safety & Security

  • Zero Fraud Liability with Klarna’s Buyer Protection policy link: (
  • Klarna technology uses modern safeguards and security to protect your information and prevent unauthorized purchases.
  • Managed by Klarna. A well established, global payment solutions company making online shopping safer and simpler for over 45 million users in 18 countries at over 65,000 online stores.
  • The lender is WebBank. An FDIC-insured, state-chartered industrial bank headquartered in Salt Lake City, Utah.

Frequently Asked Questions
Go to Klarna's website direct: (

You can reach one of Klarna’s friendly Customer Service agents at 844-KLARNA-1 from
8am - 8pm EST Monday - Friday, and 9am - 4pm EST Saturday & Sunday.

Get the flexibility to pay over time!

  • Convenient and stress free.
  • Spread the cost of your purchase over time.
  • Low APR financing offers.
  • No bank account or credit cards needed at checkout.

Checkout is simple!

  1. Select Klarna as your payment method at checkout.
  2. Enter your email and address to determine if you’re eligible.
  3. Complete your purchase.
  4. Receive a monthly total invoice via email directly from Klarna.

Shop with confidence!
You only pay for goods you receive. If something is wrong with the delivery or the products, Klarna guarantees your money back. Read more about Klarna’s buyer protection . (

Key Facts
45 Million customers use Klarna - 65,000 online stores in 18 countries offer Klarna.